2011 S Broadway, Ste B, Santa Maria CA 93454 | champloan@aol.com
 
 
 
 
 
 

Buying a Home

 
Our expert staff will be with you every step of the way, From pre-approval to closing on your home.
To get started let us help you understand the steps involved in the home buying process:
 

Pre-Approval

The Pre-Approval is your first step in the home buying process. Being pre-approved gives you peace of mind, an advantage when negotiating the price on your home, and also expedites the process from purchase agreement to closing. The only cost of pre-approval is a little time and commitment.

Pre-Purchase Counseling

Pre-Purchase counseling is always an option and can be very well worth your time, especially if you are a first-time buyer. Some first-time buyer programs require counseling and we will assist you. We want you to fully understand the home buying process and become a successful homeowner.
 
Home Buying Process — American Mortgage Lenders in Santa Maria, California
 

Begin your home search

With a pre-approval in hand, it is time to begin your home search. You want to be represented by a Realtor and there's typically no cost to you as a buyer. A buyer's agent is typically compensated by the seller as a part of the closing. Contact your Realtor or ask us recommend one to assist you.

Once you have found your Dream Home

Be sure your pre-approval letter is presented with your offer and negotiate a purchase price. Provide us a copy of your purchase agreement and we will proceed through this process to closing.

Close Your Loan

American Mortgage will get your loan closed on time and keep you informed during the process.

Move in

Congratulations! You move into your new home, but our relationship does not end there. We are here to assist you with any future purchases or refinancing when the time is right.